Avanteos Superannuation Trust — superannuation fund performance
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Avanteos Superannuation Trust reported A$16.9bn of total assets for 43,071 member accounts (average balance A$391k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 9.7%.
| Total assets | A$16.9bn |
| Member accounts | 43,071 |
| Average member balance | A$391k |
| 1-year rate of return | 9.7% |
| 5-year rate of return (annualised) | 6.6% |
| 10-year rate of return (annualised) | 5.3% |
| Investment options offered | — |
What running the fund costs
For its reporting year ended 30 June 2025, Avanteos Superannuation Trust ran on an operating expense ratio of 0.4% — the running cost per dollar of savings (0.5% is 50 cents per A$100 a year). Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$28.2m, equal to roughly 56.9% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.4% |
| Investment expense ratio | 0.0% |
| Administration and operating expenses | A$49.5m |
| Marketing spend | A$4.4m (about A$102 per member account) |
| Executive remuneration (expensed to the fund) | A$75k |
| Director remuneration | A$127k |
| Payments to related parties | A$28.2m |
The annual performance test
Every year the regulator tests most super products against a benchmark portfolio — fail twice and the product must close to new members. As at 30 June 2025, 18 of this fund's products and options were tested, and every one of them passed:
| Product / option | Type | Test result | 10-yr return | Admin fee |
|---|---|---|---|---|
| CFS Edge Super — CFS Enhanced Index Balanced AUD | Choice | Pass | 7.3% | 0.2% |
| CFS Edge Super — CFS Growth Builder AUD | Choice | Pass* | — | 0.9% |
| CFS Edge Super — CFS Enhanced Index Growth AUD | Choice | Pass | — | 0.2% |
| CFS Edge Super — CFS Enhanced Index Diversified AUD | Choice | Pass | 5.8% | 0.2% |
| CFS Edge Super — CFS Enhanced Index High Growth AUD | Choice | Pass | 9.0% | 0.2% |
| CFS Edge Super — CFS Defensive Builder AUD | Choice | Pass* | — | 0.9% |
| CFS Edge Super — CFS Enhanced Index Conservative AUD | Choice | Pass | 4.2% | 0.2% |
| CFS Edge Super — CFS Enhanced Index Moderate AUD | Choice | Pass | — | 0.2% |
| CFS Edge Super — CFS Equity Builder AUD | Choice | Pass* | — | 0.9% |
| CFS Edge Super — CFS Fixed Interest AUD | Choice | Pass | 2.0% | 0.2% |
| CFS Edge Super — CFS Index Balanced-Class A AUD | Choice | Pass* | — | 0.6% |
| CFS Edge Super — CFS Index Conservative-Class A AUD | Choice | Pass* | — | 0.6% |
Showing 12 of 18 tested products/options for this fund (largest first).
Does the insurance pay out?
Most super accounts carry insurance, paid from your balance. The admittance rate is the share of finalised claims the insurer accepted in the year to 30 June 2025 — the single best number for "does this cover actually pay".
| Cover type | Claims accepted (1-yr) | Claims paid | Premiums collected | Insurer |
|---|---|---|---|---|
| Life insurance (death cover) | — | — | — | AIA Australia Limited |
| Total & permanent disability (TPD) | — | — | — | AIA Australia Limited |
| Income protection | — | — | — | AIA Australia Limited |
The gender gap in this fund
In Avanteos Superannuation Trust, women's average balance was 8.2% lower than men's — from the fund-level member demographics APRA last published for the year to 30 June 2022:
| Average balance — female members | A$311k |
| Average balance — male members | A$339k |
| Member accounts (female / male) | 16,759 / 17,036 |
Compare Avanteos Superannuation Trust with similar funds
The funds closest to Avanteos Superannuation Trust in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| NGS Super | A$17.3bn | 11.2% | 6.9% | Similar size |
| Russell Investments Master Trust | A$12.3bn | 10.2% | 6.4% | Similar size |
| Team Superannuation Fund | A$23.3bn | 10.0% | 6.6% | Similar size |
| Australian Ethical Retail Superannuation Fund | A$9.9bn | 10.7% | 7.2% | Similar size |
| Smart Future Trust | A$9.7bn | 8.8% | 7.2% | Similar size |
| Prime Super | A$8.5bn | 10.4% | 6.6% | Similar size |
Questions this page answers
How big is Avanteos Superannuation Trust?
Avanteos Superannuation Trust held A$16.9bn in total assets for 43,071 member accounts in the APRA fund-level statistics for the year to 30 June 2025.
What return has Avanteos Superannuation Trust delivered?
Avanteos Superannuation Trust reported a 9.7% one-year rate of return, and 5.3% a year over the past ten years, at whole-of-fund level in the APRA fund-level statistics.
What does Avanteos Superannuation Trust charge in fees?
Avanteos Superannuation Trust reported an operating expense ratio of 0.4% and an investment expense ratio of 0.0% for its reporting year ended 30 June 2025 — the running cost per dollar of savings (APRA fund-level statistics).
Did Avanteos Superannuation Trust's products pass the performance test?
18 of Avanteos Superannuation Trust's products and options were tested against the regulator's annual performance test as at 30 June 2025, and every one passed.
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.