Super Retirement Fund — superannuation fund performance
Pensions: all tracked plans · Australian super in numbers · Private market performance · the PE statistics · what plans disclose · where they diverge
Super Retirement Fund reported A$2.6bn of total assets for 29,791 member accounts (average balance A$88k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 8.6%.
| Total assets | A$2.6bn |
| Member accounts | 29,791 |
| Average member balance | A$88k |
| 1-year rate of return | 8.6% |
| 5-year rate of return (annualised) | 7.2% |
| 10-year rate of return (annualised) | 5.8% |
| Investment options offered | — |
What running the fund costs
For its reporting year ended 30 June 2025, Super Retirement Fund ran on an operating expense ratio of 0.1% — the running cost per dollar of savings (0.5% is 50 cents per A$100 a year). Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$1.3m, equal to roughly 38.2% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.1% |
| Investment expense ratio | 0.0% |
| Administration and operating expenses | A$3.5m |
| Marketing spend | A$37k (about A$1 per member account) |
| Executive remuneration (expensed to the fund) | A$51k |
| Director remuneration | A$47k |
| Payments to related parties | A$1.3m |
Does the insurance pay out?
Most super accounts carry insurance, paid from your balance. The admittance rate is the share of finalised claims the insurer accepted in the year to 30 June 2025 — the single best number for "does this cover actually pay". Over the year it collected A$3.9m in premiums and paid out A$1.6m in claims (claims paid in a year often relate to earlier years' cover, so this is a cash-flow picture, not a loss ratio).
| Cover type | Claims accepted (1-yr) | Claims paid | Premiums collected | Insurer |
|---|---|---|---|---|
| Life insurance (death cover) | 100.0% | A$1.6m | A$2.3m | AIA Australia Limited |
| Total & permanent disability (TPD) | — | — | A$1.2m | AIA Australia Limited |
| Income protection | — | — | A$294k | AIA Australia Limited |
The gender gap in this fund
In Super Retirement Fund, women's average balance was 8.5% lower than men's — from the fund-level member demographics APRA last published for the year to 30 June 2022:
| Average balance — female members | A$61k |
| Average balance — male members | A$67k |
| Member accounts (female / male) | 15,080 / 26,262 |
Compare Super Retirement Fund with similar funds
The funds closest to Super Retirement Fund in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| Rei Super | A$2.6bn | 10.3% | 6.3% | Similar size |
| Oasis Superannuation Master Trust | A$2.5bn | 10.2% | 5.2% | Similar size |
| AMG Super | A$2.8bn | 3.4% | 4.6% | Similar size |
| Australian Defence Force Superannuation Scheme | A$2.9bn | 10.5% | — | Similar size |
| Fiducian Superannuation Fund | A$3.0bn | 9.0% | 5.7% | Similar size |
| Perpetual Super Wrap | A$3.2bn | 9.0% | 6.3% | Similar size |
Questions this page answers
How big is Super Retirement Fund?
Super Retirement Fund held A$2.6bn in total assets for 29,791 member accounts in the APRA fund-level statistics for the year to 30 June 2025.
What return has Super Retirement Fund delivered?
Super Retirement Fund reported a 8.6% one-year rate of return, and 5.8% a year over the past ten years, at whole-of-fund level in the APRA fund-level statistics.
What does Super Retirement Fund charge in fees?
Super Retirement Fund reported an operating expense ratio of 0.1% and an investment expense ratio of 0.0% for its reporting year ended 30 June 2025 — the running cost per dollar of savings (APRA fund-level statistics).
Does Super Retirement Fund's insurance pay out?
In its latest reported year Super Retirement Fund's default cover collected A$3.9m in premiums and paid A$1.6m in claims, per the APRA fund-level statistics.
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.