Perpetual Super Wrap — superannuation fund performance
Pensions: all tracked plans · Australian super in numbers · Private market performance · the PE statistics · what plans disclose · where they diverge
Perpetual Super Wrap reported A$3.2bn of total assets for 3,991 member accounts (average balance A$788k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 9.0%.
| Total assets | A$3.2bn |
| Member accounts | 3,991 |
| Average member balance | A$788k |
| 1-year rate of return | 9.0% |
| 5-year rate of return (annualised) | 7.8% |
| 10-year rate of return (annualised) | 6.3% |
| Investment options offered | — |
What running the fund costs
For its reporting year ended 30 June 2025, Perpetual Super Wrap ran on an operating expense ratio of 0.1% — the running cost per dollar of savings (0.5% is 50 cents per A$100 a year). Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$551k, equal to roughly 26.0% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.1% |
| Investment expense ratio | 0.0% |
| Administration and operating expenses | A$2.1m |
| Executive remuneration (expensed to the fund) | A$16k |
| Director remuneration | A$192k |
| Payments to related parties | A$551k |
The annual performance test
Every year the regulator tests most super products against a benchmark portfolio — fail twice and the product must close to new members. As at 30 June 2025, 1 of this fund's products and options were tested, and every one of them passed:
| Product / option | Type | Test result | 10-yr return | Admin fee |
|---|---|---|---|---|
| Perpetual Private Super Wrap — Perpetual Private Real Estate Fund - class I | Choice | Pass | 8.9% | 0.9% |
The gender gap in this fund
In Perpetual Super Wrap, women's average balance was 25.0% lower than men's — from the fund-level member demographics APRA last published for the year to 30 June 2022:
| Average balance — female members | A$836k |
| Average balance — male members | A$1.1m |
| Member accounts (female / male) | 891 / 956 |
Compare Perpetual Super Wrap with similar funds
The funds closest to Perpetual Super Wrap in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| Fiducian Superannuation Fund | A$3.0bn | 9.0% | 5.7% | Similar size |
| Vanguard Super | A$3.3bn | 11.6% | — | Similar size |
| Australian Defence Force Superannuation Scheme | A$2.9bn | 10.5% | — | Similar size |
| Australian Meat Industry Superannuation Trust | A$3.5bn | 7.4% | 6.7% | Similar size |
| AMG Super | A$2.8bn | 3.4% | 4.6% | Similar size |
| Super Retirement Fund | A$2.6bn | 8.6% | 5.8% | Similar size |
Questions this page answers
How big is Perpetual Super Wrap?
Perpetual Super Wrap held A$3.2bn in total assets for 3,991 member accounts in the APRA fund-level statistics for the year to 30 June 2025.
What return has Perpetual Super Wrap delivered?
Perpetual Super Wrap reported a 9.0% one-year rate of return, and 6.3% a year over the past ten years, at whole-of-fund level in the APRA fund-level statistics.
What does Perpetual Super Wrap charge in fees?
Perpetual Super Wrap reported an operating expense ratio of 0.1% and an investment expense ratio of 0.0% for its reporting year ended 30 June 2025 — the running cost per dollar of savings (APRA fund-level statistics).
Did Perpetual Super Wrap's products pass the performance test?
1 of Perpetual Super Wrap's products and options were tested against the regulator's annual performance test as at 30 June 2025, and every one passed.
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.