Perpetual Super Wrap — superannuation fund performance
Pensions: all tracked plans · Australian super in numbers · Private market performance · the PE statistics · what plans disclose · where they diverge
Perpetual Super Wrap reported A$3.2bn of total assets for 3,991 member accounts (average balance A$788k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 9.0%.
| Total assets | A$3.2bn |
| Member accounts | 3,991 |
| Average member balance | A$788k |
| 1-year rate of return | 9.0% |
| 5-year rate of return (annualised) | 7.8% |
| 10-year rate of return (annualised) | 6.3% |
| Investment options offered | — |
What running the fund costs
An expense ratio is the running cost per dollar of savings — 0.5% means 50 cents per A$100 of assets each year. These are the fund's own figures for its reporting year ended 30 June 2025: Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$551k, equal to roughly 26.0% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.1% |
| Investment expense ratio | 0.0% |
| Administration and operating expenses | A$2.1m |
| Executive remuneration (expensed to the fund) | A$16k |
| Director remuneration | A$192k |
| Payments to related parties | A$551k |
The annual performance test
Every year the regulator tests most super products against a benchmark portfolio — fail twice and the product must close to new members. As at 30 June 2024, 1 of this fund's products and options were tested, and every one of them passed:
| Product / option | Type | Test result | 10-yr return | Admin fee |
|---|---|---|---|---|
| Perpetual Private Super Wrap — Perpetual Private Real Estate Fund - class I | Choice | Pass | 9.0% | 0.9% |
The gender gap in this fund
APRA last published fund-level member demographics for the year to 30 June 2022. In this fund, women's average balance was 25.0% lower than men's:
| Average balance — female members | A$836k |
| Average balance — male members | A$1.1m |
| Member accounts (female / male) | 891 / 956 |
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.