Fiducian Superannuation Fund — superannuation fund performance
Pensions: all tracked plans · Australian super in numbers · Private market performance · the PE statistics · what plans disclose · where they diverge
Fiducian Superannuation Fund reported A$3.0bn of total assets for 9,668 member accounts (average balance A$309k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 9.0%.
| Total assets | A$3.0bn |
| Member accounts | 9,668 |
| Average member balance | A$309k |
| 1-year rate of return | 9.0% |
| 5-year rate of return (annualised) | 6.8% |
| 10-year rate of return (annualised) | 5.7% |
| Investment options offered | — |
What running the fund costs
For its reporting year ended 30 June 2025, Fiducian Superannuation Fund ran on an operating expense ratio of 0.8% — the running cost per dollar of savings (0.5% is 50 cents per A$100 a year). Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$16.9m, equal to roughly 91.5% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.8% |
| Investment expense ratio | 0.1% |
| Administration and operating expenses | A$18.5m |
| Marketing spend | A$509k (about A$53 per member account) |
| Director remuneration | A$375k |
| Payments to related parties | A$16.9m |
Does the insurance pay out?
Most super accounts carry insurance, paid from your balance. The admittance rate is the share of finalised claims the insurer accepted in the year to 30 June 2025 — the single best number for "does this cover actually pay".
| Cover type | Claims accepted (1-yr) | Claims paid | Premiums collected | Insurer |
|---|---|---|---|---|
| Life insurance (death cover) | — | — | A$461k | TAL |
| Total & permanent disability (TPD) | — | — | A$356k | TAL |
| Income protection | — | — | A$132k | TAL |
The gender gap in this fund
In Fiducian Superannuation Fund, women's average balance was 10.1% lower than men's — from the fund-level member demographics APRA last published for the year to 30 June 2022:
| Average balance — female members | A$237k |
| Average balance — male members | A$263k |
| Member accounts (female / male) | 3,860 / 3,741 |
Compare Fiducian Superannuation Fund with similar funds
The funds closest to Fiducian Superannuation Fund in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| Perpetual Super Wrap | A$3.2bn | 9.0% | 6.3% | Similar size |
| Australian Defence Force Superannuation Scheme | A$2.9bn | 10.5% | — | Similar size |
| AMG Super | A$2.8bn | 3.4% | 4.6% | Similar size |
| Vanguard Super | A$3.3bn | 11.6% | — | Similar size |
| Super Retirement Fund | A$2.6bn | 8.6% | 5.8% | Similar size |
| Rei Super | A$2.6bn | 10.3% | 6.3% | Similar size |
Questions this page answers
How big is Fiducian Superannuation Fund?
Fiducian Superannuation Fund held A$3.0bn in total assets for 9,668 member accounts in the APRA fund-level statistics for the year to 30 June 2025.
What return has Fiducian Superannuation Fund delivered?
Fiducian Superannuation Fund reported a 9.0% one-year rate of return, and 5.7% a year over the past ten years, at whole-of-fund level in the APRA fund-level statistics.
What does Fiducian Superannuation Fund charge in fees?
Fiducian Superannuation Fund reported an operating expense ratio of 0.8% and an investment expense ratio of 0.1% for its reporting year ended 30 June 2025 — the running cost per dollar of savings (APRA fund-level statistics).
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.