Centric Super Fund — superannuation fund performance
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Centric Super Fund reported A$4.1bn of total assets for 9,568 member accounts (average balance A$430k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 9.1%.
| Total assets | A$4.1bn |
| Member accounts | 9,568 |
| Average member balance | A$430k |
| 1-year rate of return | 9.1% |
| 5-year rate of return (annualised) | 4.0% |
| 10-year rate of return (annualised) | — |
| Investment options offered | — |
What running the fund costs
For its reporting year ended 30 June 2025, Centric Super Fund ran on an operating expense ratio of 0.2% — the running cost per dollar of savings (0.5% is 50 cents per A$100 a year). Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$760k, equal to roughly 10.4% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.2% |
| Investment expense ratio | 0.0% |
| Administration and operating expenses | A$7.3m |
| Marketing spend | A$496k (about A$52 per member account) |
| Executive remuneration (expensed to the fund) | A$29k |
| Director remuneration | A$27k |
| Payments to related parties | A$760k |
The annual performance test
Every year the regulator tests most super products against a benchmark portfolio — fail twice and the product must close to new members. As at 30 June 2025, 7 of this fund's products and options were tested, and every one of them passed:
| Product / option | Type | Test result | 10-yr return | Admin fee |
|---|---|---|---|---|
| Centric Super Accumulation — Centric One - Growth | Choice | Pass* | — | 0.3% |
| Centric Super Accumulation — Centric One - Balanced | Choice | Pass* | — | 0.3% |
| Centric Super Accumulation — Centric One - High Growth | Choice | Pass* | — | 0.3% |
| Centric Super Accumulation — Centric One - Moderate | Choice | Pass* | — | 0.3% |
| Centric Super Accumulation — Centric One - Growth Plus | Choice | Pass* | — | 0.3% |
| Centric Super Accumulation — Centric One - Defensive | Choice | Pass* | — | 0.3% |
| Centric Super Accumulation — Centric One - Conservative | Choice | Pass* | — | 0.3% |
Does the insurance pay out?
Most super accounts carry insurance, paid from your balance. The admittance rate is the share of finalised claims the insurer accepted in the year to 30 June 2025 — the single best number for "does this cover actually pay".
| Cover type | Claims accepted (1-yr) | Claims paid | Premiums collected | Insurer |
|---|---|---|---|---|
| Life insurance (death cover) | — | — | A$42k | AIA |
| Total & permanent disability (TPD) | — | — | — | AIA |
| Income protection | — | — | — | Zurich Insurance-only Superannuation Plan |
Compare Centric Super Fund with similar funds
The funds closest to Centric Super Fund in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| Guild Retirement Fund | A$4.0bn | 10.8% | 7.1% | Similar size |
| Australian Meat Industry Superannuation Trust | A$3.5bn | 7.4% | 6.7% | Similar size |
| Vanguard Super | A$3.3bn | 11.6% | — | Similar size |
| Perpetual Super Wrap | A$3.2bn | 9.0% | 6.3% | Similar size |
| Praemium SMA Superannuation Fund | A$5.2bn | 8.7% | 4.5% | Similar size |
| Fiducian Superannuation Fund | A$3.0bn | 9.0% | 5.7% | Similar size |
Questions this page answers
How big is Centric Super Fund?
Centric Super Fund held A$4.1bn in total assets for 9,568 member accounts in the APRA fund-level statistics for the year to 30 June 2025.
What return has Centric Super Fund delivered?
Centric Super Fund reported a 9.1% one-year rate of return, at whole-of-fund level in the APRA fund-level statistics.
What does Centric Super Fund charge in fees?
Centric Super Fund reported an operating expense ratio of 0.2% and an investment expense ratio of 0.0% for its reporting year ended 30 June 2025 — the running cost per dollar of savings (APRA fund-level statistics).
Did Centric Super Fund's products pass the performance test?
7 of Centric Super Fund's products and options were tested against the regulator's annual performance test as at 30 June 2025, and every one passed.
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.