Public Sector Superannuation Scheme — superannuation fund performance
Pensions: all tracked plans · Australian super in numbers · Private market performance · the PE statistics · what plans disclose · where they diverge
Public Sector Superannuation Scheme reported A$123.8bn of total assets for 208,203 member accounts (average balance A$576k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 2.1%.
| Total assets | A$123.8bn |
| Member accounts | 208,203 |
| Average member balance | A$576k |
| 1-year rate of return | 2.1% |
| 5-year rate of return (annualised) | 1.8% |
| 10-year rate of return (annualised) | 2.4% |
| Investment options offered | — |
Does the insurance pay out?
Most super accounts carry insurance, paid from your balance. The admittance rate is the share of finalised claims the insurer accepted in the year to 30 June 2025 — the single best number for "does this cover actually pay".
| Cover type | Claims accepted (1-yr) | Claims paid | Premiums collected | Insurer |
|---|---|---|---|---|
| Life insurance (death cover) | — | — | A$1.4m | AIA |
| Total & permanent disability (TPD) | — | — | A$1.4m | AIA |
The gender gap in this fund
In Public Sector Superannuation Scheme, women's average balance was 21.8% lower than men's — from the fund-level member demographics APRA last published for the year to 30 June 2022:
| Average balance — female members | A$412k |
| Average balance — male members | A$526k |
| Member accounts (female / male) | 127,194 / 89,279 |
Compare Public Sector Superannuation Scheme with similar funds
The funds closest to Public Sector Superannuation Scheme in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| HOSTPLUS Superannuation Fund | A$139.8bn | 11.0% | 7.9% | Similar size |
| Colonial First State FirstChoice Superannuation Trust | A$107.6bn | 10.6% | 5.8% | Similar size |
| Construction and Building Unions Superannuation Fund | A$107.0bn | 10.0% | 7.4% | Similar size |
| Retail Employees Superannuation Trust | A$101.6bn | 9.7% | 6.4% | Similar size |
| HESTA | A$101.2bn | 10.1% | 7.2% | Similar size |
| Military Superannuation & Benefits Fund No 1 | A$99.8bn | 1.6% | 2.1% | Similar size |
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.