Wealth Personal Superannuation and Pension Fund — superannuation fund performance
Pensions: all tracked plans · Australian super in numbers · Private market performance · the PE statistics · what plans disclose · where they diverge
Wealth Personal Superannuation and Pension Fund reported A$68.2bn of total assets for 256,304 member accounts (average balance A$264k) in APRA's fund-level statistics for the year to 30 June 2025, with a one-year rate of return of 9.8%.
| Total assets | A$68.2bn |
| Member accounts | 256,304 |
| Average member balance | A$264k |
| 1-year rate of return | 9.8% |
| 5-year rate of return (annualised) | 7.0% |
| 10-year rate of return (annualised) | 5.4% |
| Investment options offered | — |
What running the fund costs
For its reporting year ended 30 June 2025, Wealth Personal Superannuation and Pension Fund ran on an operating expense ratio of 0.3% — the running cost per dollar of savings (0.5% is 50 cents per A$100 a year). Payments to related parties — companies connected to the fund's own trustee or owner group — came to A$98.7m, equal to roughly 60.8% of its administration bill (a related-party payment is disclosed, not improper — but it is worth knowing who the fund pays).
| Operating expense ratio | 0.3% |
| Investment expense ratio | 0.1% |
| Administration and operating expenses | A$162.2m |
| Marketing spend | A$3.3m (about A$13 per member account) |
| Executive remuneration (expensed to the fund) | A$896k |
| Director remuneration | A$566k |
| Payments to related parties | A$98.7m |
The annual performance test
Every year the regulator tests most super products against a benchmark portfolio — fail twice and the product must close to new members. As at 30 June 2025, 62 of this fund's products and options were tested — 9 failed:
| Product / option | Type | Test result | 10-yr return | Admin fee |
|---|---|---|---|---|
| MyNorth Super — MyNorth Index Moderately Defensive | Choice | Fail | — | 0.5% |
| MyNorth Super — North Guardian Balanced Fund | Choice | Fail - consecutive fail^ | 5.8% | 0.7% |
| MyNorth Super — North Guardian Growth Fund | Choice | Fail - consecutive fail^ | 6.7% | 0.7% |
| North Super — North Guardian Growth Fund | Choice | Fail - consecutive fail^ | 6.7% | 0.7% |
| North Super — North Guardian Balanced Fund | Choice | Fail - consecutive fail^ | 5.8% | 0.7% |
| North Super — MyNorth Index Moderately Defensive | Choice | Fail | — | 0.5% |
| MyNorth Lifetime Super — MyNorth Index Moderately Defensive | Choice | Fail | — | 0.5% |
| MyNorth Super — North Guardian Moderately Defensive Fund | Choice | Fail - consecutive fail^ | 4.5% | 0.7% |
| North Super — North Guardian Moderately Defensive Fund | Choice | Fail - consecutive fail^ | 4.5% | 0.7% |
| MyNorth Super — MyNorth Index Balanced | Choice | Pass | — | 0.5% |
| MyNorth Super — MyNorth Index High Growth | Choice | Pass | — | 0.4% |
| MyNorth Super — MyNorth Index Growth | Choice | Pass | — | 0.4% |
Showing 12 of 62 tested products/options for this fund (largest first).
Does the insurance pay out?
Most super accounts carry insurance, paid from your balance. The admittance rate is the share of finalised claims the insurer accepted in the year to 30 June 2025 — the single best number for "does this cover actually pay". Over the year it collected A$100.9m in premiums and paid out A$50.5m in claims (claims paid in a year often relate to earlier years' cover, so this is a cash-flow picture, not a loss ratio).
| Cover type | Claims accepted (1-yr) | Claims paid | Premiums collected | Insurer |
|---|---|---|---|---|
| Life insurance (death cover) | 100.0% | A$10.0m | A$37.7m | AIA Australia Limited, Resolution Life Australasia Limited, TAL Life Limited |
| Total & permanent disability (TPD) | 88.6% | A$29.3m | A$31.3m | AIA Australia Limited, Resolution Life Australasia Limited, TAL Life Limited |
| Income protection | 98.8% | A$11.1m | A$32.0m | AIA Australia Limited, Resolution Life Australasia Limited, TAL Life Limited |
The gender gap in this fund
In Wealth Personal Superannuation and Pension Fund, women's average balance was 4.7% lower than men's — from the fund-level member demographics APRA last published for the year to 30 June 2022:
| Average balance — female members | A$155k |
| Average balance — male members | A$163k |
| Member accounts (female / male) | 136,457 / 179,911 |
Compare Wealth Personal Superannuation and Pension Fund with similar funds
The funds closest to Wealth Personal Superannuation and Pension Fund in size, side by side — each with its own page for the fees, insurance and performance-test detail:
| Fund | Assets | 1-yr return | 10-yr return | Why comparable |
|---|---|---|---|---|
| IOOF Portfolio Service Superannuation Fund | A$72.1bn | 9.6% | 5.5% | Similar size |
| CareSuper | A$62.3bn | 10.1% | 6.7% | Similar size |
| CSS Fund | A$61.4bn | 0.1% | 1.2% | Similar size |
| AMP Super Fund | A$59.8bn | 10.6% | 6.7% | Similar size |
| ASGARD Independence Plan Division Two | A$78.9bn | 9.6% | 5.4% | Similar size |
| Mercer Super Trust | A$81.2bn | 11.3% | 6.6% | Similar size |
Questions this page answers
How big is Wealth Personal Superannuation and Pension Fund?
Wealth Personal Superannuation and Pension Fund held A$68.2bn in total assets for 256,304 member accounts in the APRA fund-level statistics for the year to 30 June 2025.
What return has Wealth Personal Superannuation and Pension Fund delivered?
Wealth Personal Superannuation and Pension Fund reported a 9.8% one-year rate of return, and 5.4% a year over the past ten years, at whole-of-fund level in the APRA fund-level statistics.
What does Wealth Personal Superannuation and Pension Fund charge in fees?
Wealth Personal Superannuation and Pension Fund reported an operating expense ratio of 0.3% and an investment expense ratio of 0.1% for its reporting year ended 30 June 2025 — the running cost per dollar of savings (APRA fund-level statistics).
Did Wealth Personal Superannuation and Pension Fund's products pass the performance test?
62 of Wealth Personal Superannuation and Pension Fund's products and options were tested against the regulator's annual performance test as at 30 June 2025, and 9 failed.
Does Wealth Personal Superannuation and Pension Fund's insurance pay out?
In its latest reported year Wealth Personal Superannuation and Pension Fund's default cover collected A$100.9m in premiums and paid A$50.5m in claims, per the APRA fund-level statistics.
See also: Australian super in numbers — marketing spend, expenses, the gender gap and two decades of consolidation across all APRA-regulated funds · all tracked plans.